Company presentation

The SARL COMMERCE PARTNERS, with a capital of 50.4 K € and created at the end of 2010, is located in Marcq-en-Barœul (59).
The company specializes in business consulting, and aims to help them develop their business. Its services can range from market research to the creation of specific products, depending on the client's needs. It has large accounts such as Apple and Orange among its customers.
Mr. KOCINSKI is the manager of the company, which employs 6 people.
The manager is also that of the company SPAY having achieved a EMP of 50 K € at whimblegardens.co.uk (July 2020).

Project display

PGEs benefit from a state guarantee of 90% of the outstanding capital. They consist of 2 phases. The 1st of 12 months with a rate of 2% and a reimbursement in fine (end of period). The 2nd, optional, for a period of between 12 and 60 months depreciable at a rate ranging from 4.10% to 5.95%.

COMMERCE PARTNERS is seeking whimblegardens.co.uk lenders for up to € 30,000 in the form of an EMP in order to strengthen its cash flow.
The need is total and immediate.


whimblegardens.co.uk review

This project was the subject of a specific study linked to the current health situation, in particular on the government measures from which the company was able to benefit, and on the evolution of its activity during confinement.

The company's activity increased by 2.7% to € 1,692.2 thousand.
An increase in the payroll has a slight impact on EBITDA, which stands at € 83.8K and 4.9% of turnover (- 0.5 point).
In fiscal 2019, the company carried out a universal transmission of assets. Consequently, COMMERCE PARTNERS recorded the losses of its subsidiary by absorbing it, thus explaining the net income of - € 438.8 K compared to € 123.4 K in 2018.

As a result of this loss-making financial year, shareholders' equity amounted to € 181.8 thousand, ie 11% of the total balance sheet (-17.2 points).
Debt is under control at € 38.7K and represents 21.3% of equity.
Net cash is - € 25.7K.

The manager tells us that the cash flow to date is € 20,000.

Update: 08/01/2021

Financial Summary

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