Finance a business buyout, quick and easy financing for VSEs / SMEs

Final response within 48 hours No guarantee required Quick release of funds No prepayment charge

Rather than starting a business and having to start from scratch, you may decide to buy out an existing business.
This is a solution, certainly more expensive but which offers many advantages to the project leader.

According to some studies, 300 SMEs disappear each year for lack of buyers. So there are a lot of opportunities to be seized.

What are the advantages of buying a business?

As mentioned previously, buying a company gives the future manager the advantage of benefiting from a structure that already has an activity:

  • A turnover established in its catchment area
  • Trained teams
  • Relationships forged with suppliers and banks
  • Operational production tools (machines, IT systems, etc.).

In addition, financial partners will be all the more reassured about the financing of a buyout of an existing business because they can rely on known financial data (level of activity and profitability).
In addition, success is generally more certain with a repurchase transaction than with a pure creation .

What are the risks of taking over a business

It is obvious that the takeover of a company still involves significant risks. The future entrepreneur must therefore measure his risks according to the chosen company.

In order to limit these risks, it is preferable to be accompanied by a professional in the sector of activity allowing to acquire some operational knowledge. Especially since in a business takeover transaction, the seller will seek to maximize his selling price.

Essential advice: Always ask the reasons for the departure of the manager (Transferor) during a business takeover operation. This in order to determine if there would not be some hidden defects.

Beyond these initial risks, in the context of a business buyout, the following questions must be asked:

  • Does the seller alone realize the turnover?
  • Will teams react negatively to a change in governance or strategy?
  • Is the industry slowing down?

Find a business to buy

To find a business to buy, here are our tips:

  • Find out more from business leaders in your sector
  • Contact the platforms for connecting buyers and sellers
  • Join a network of entrepreneurs
  • Inquire with institutions (chamber of commerce and industry)
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The financing stages on

  • 1. Test your eligibility (60 seconds) Fill in your information and accompany your request with your latest assessments.
  • 2. Analysis of your loan request (48 hours) Our analysts will contact you to further develop the development project.
  • 3. Online collection (7 days) Gain visibility with our large community of lenders.
  • 4. Release of funds (24 hours) The collection is complete, we release the funds to your bank account.
  • 5. Repayment of lenders (Duration of the loan) takes a monthly installment from you to redistribute it directly to your lenders.

How to finance the purchase of your future business?

It is possible to buy back the shares of a company in one's own name or through a holding company. When the transfer price is agreed with the seller and the transfer protocol signed, you can then start the procedures with the financing organizations.

The company buyout financing plan must provide for your personal contribution (capital and current accounts of partners), possibly a seller's credit and of course a classic medium-term financing (84 months) from financial institutions: Banks, BPI , Venture capital, online loan platform like .

Buy your business with

As part of a business buyout, you are looking for alternative and / or complementary financing to your bank,, the leading French online lending platform, supports you in your business buyout.

Obtain financing from $ 20,000 to € 2.5 million, up to 84 months.
And for quick and easy access to our credit solutions, take advantage of the advice and expertise of our teams!

Are you looking for financing for the buyout of a business? Realize your project thanks to crowdlending on

Questions answers

With, the acceptance process is simplified as much as possible: online loan request and final response in less than 48 hours. No personal deposit or guarantees required. At, we eliminate excessive bureaucracy, and we trust you!
Your company must have more than 3 years of seniority, achieve more than $ 150K in turnover and have positive equity.
You can borrow from $ 20,000 to $ 2,500,000.
The terms offered by range from 12 months to 60 months.
Our credit analysts calculate this rate by taking into account the duration of the loan and the risk of the project to make several proposals for durations.
After uploading your project to our website, allow around 7 to 10 days to receive the funds in your bank account.
Like a bank loan, each month you will repay the lenders (principal + interest) for the duration of the loan. Our partner S-Money takes care of everything. Make sure your bank account is fully funded before each monthly withdrawal.