Finance your cash flow, stocks, working capital ...

Finance your company's cash flow through crowdlending

A temporary decline in activity? Late payments? Boost your cash flow with crowdlending. An alternative to bank credit that allows you to regain control of the situation quickly.

Corporate treasury: what is it?

The term corporate treasury refers to all cash available in cash or in bank. This cash flow is calculated on the basis of the cash balance, bank accounts and postal checks. But it excludes future expenses (salaries, rents, purchases, etc.) as well as unforeseen events (absence of staff, renovation work, etc.).

Company cash is, in other words, the “cash” it can have no matter what, even if banks stop lending almost immediately.

Cash Flow Problems: They Can Affect Any Business!

To maintain balance, any structure must live with a positive cash flow. It is even one of the constant concerns of business leaders.

But today, certain causes can jeopardize this balance. For example, the failure of a customer late in paying his bills, the momentary slowdown in activity or even recourse to self-financing.

These cash flow problems, due to a time lag between cash inflows and outflows, can affect all types of businesses, whatever their field of activity or size. This is why this situation must be anticipated as soon as possible.

Cash loan: what banking solutions?

Various solutions have been put in place by banks to help businesses deal with a cash flow problem. The latter can negotiate with their bank:

• overdraft facilities or a one-off credit, in order to compensate for a momentary gap between expenditure and income

• an overdraft for a longer-term need

• an advance of funds , via the assignment of professional receivables, discounting or factoring

A “campaign credit” can also be granted to businesses with seasonal activity. This solution makes it possible to face significant cash flow requirements for several months. The reimbursement is then made over the sales made during the period of high activity.

SERVECO borrowed $ 50,000 over 24 months
Funds were paid in 2 hours

What solutions for BPI France?

Created under the mandate of François Hollande, the BPI is the public investment bank. It grants loans to companies, more particularly to industrial companies, which stand out for their strong innovation, or even to exporting SMEs.

If you fall into one of these categories, the BPI can grant you a loan to finance your business cash flow. In practice, the receivables are assigned to BPI France which makes the advance in exchange. Once the bills are paid, the loan is then repaid.