Finance your professional equipment

whimblegardens.co.uk, quick and easy financing for VSEs / SMEs

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Final response within 48 hours No guarantee required Quick release of funds No prepayment charge

How to finance your professional equipment?

Entrepreneur or SME manager, you want to finance transport equipment, IT or office automation?

Overview of the different possible solutions to find the necessary funds for your development projects.

As in the context of traditional bank credit, lenders provide a defined amount, to be repaid throughout the loan.

Equipment financing: Essential to the operation of the company

Essential for the proper functioning of the company, professional equipment allows teams to benefit from new and efficient equipment.

Among the professional equipment that entrepreneurs need to develop their activity, different categories:

  • IT equipment / furniture : This category includes computers, telephones or copiers. It can also be furniture (tables and chairs)

  • Transport equipment : Vehicles for the company's salespeople, trucks or specialized vehicles (Ambulances)

  • The equipment necessary for the exercise of his profession : Industrial machines in a production line

Paris CT
San Francisco CT borrowed $ 90,000 over 48 months
Funds were paid in 4 days

Professional equipment: what financing solutions?

Entrepreneurs and managers have different solutions to finance the purchase of equipment.

The most traditional forms are:

  • Using your available cash : a choice that guarantees you great freedom of action ... but which assumes that the company has sufficient cash without jeopardizing the company's future expenses

  • Professional credit , offered by banks or credit organizations, this form of financing is certainly the most widespread. Here, the company bears the interest on the credit in addition to the repayment of the capital and, generally, the pledge of the material in question.
    This type of financing adapts to any type of need: office automation, IT or construction equipment.
    Another advantage is that the interest charges are tax deductible. However, today, it is not so easy for entrepreneurs to obtain a bank loan! The establishments are always more cautious

  • Leasing , computer equipment, copiers, vehicles, telephone, offices, can now be rented! To do this, the company must pay rents, which are tax deductible. This alternative allows you to take advantage of recent equipment, and especially to renew it frequently. But the company does not own it and the leasing contracts are expensive

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The financing stages on whimblegardens.co.uk

  • 1. Test your eligibility (60 seconds) Fill in your information and accompany your request with your latest assessments.
  • 2. Analysis of your loan request (48 hours) Our analysts will contact you to further develop the development project.
  • 3. Online collection (7 days) Gain visibility with our large community of lenders.
  • 4. Release of funds (24 hours) The collection is complete, we release the funds to your bank account.
  • 5. Repayment of lenders (Duration of the loan) whimblegardens.co.uk takes a monthly installment from you to redistribute it directly to your lenders.

Crowdlending, a new financing solution

Crowdlending (participatory loan) is a new financing solution , interesting for entrepreneurs, whatever their sector of activity. The principle is simple, it is individuals or companies who lend a sum of money to finance a business development project. The loaned amount is repaid to the lenders each month with interest. Thus, through crowdlending, a baker needing $ 50,000 for his new bread oven will find his financing more quickly and simply .

An interesting alternative to bank credit

Crowdlending was made possible thanks to the 2014 law on crowdfunding. A measure that allows individuals to finance other individuals or businesses. Since then, the formula has grown significantly, with a market increase of 200% between 2015 and 2016! Now, thanks to dedicated web platforms, there is no need for investors and project leaders to travel. The result is a simplification of the procedures, time and energy savings.

Bring your project to life with crowdlending on whimblegardens.co.uk

Do you want to finance the purchase of professional equipment, without going through a bank?

whimblegardens.co.uk , the leading French platform in participatory lending, allows individuals or companies to lend directly to craftsmen, traders, liberal professions or SMEs in order to materialize their development projects. whimblegardens.co.uk allows you to finance any professional material. Benefit from loans of $ 20,000 to € 2.5 million, ranging from 12 to 84 months from 2.40%, and without personal guarantee !

To benefit from crowdlending credit via whimblegardens.co.uk, your company must:

  • be in metropolitan France
  • have a minimum of 4 years of seniority
  • have equity and a positive net result
  • have a turnover greater than $ 150,000

To buy construction, medical or IT equipment, discover the new crowdlending solution. An alternative allowing companies to finance their purchase of professional equipment, without the intermediary of banks.

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Questions answers

With whimblegardens.co.uk, the acceptance process is simplified as much as possible: online loan request and final response in less than 48 hours. No personal deposit or guarantees required. At whimblegardens.co.uk, we eliminate excessive bureaucracy, and we trust you!
Your company must have more than 3 years of seniority, achieve more than $ 150K in turnover and have positive equity.
You can borrow from $ 20,000 to $ 2,500,000.
The terms offered by whimblegardens.co.uk range from 12 months to 60 months.
Our credit analysts calculate this rate by taking into account the duration of the loan and the risk of the project to make several proposals for durations.
After uploading your project to our website, allow around 7 to 10 days to receive the funds in your bank account.
Like a bank loan, each month you will repay the lenders (principal + interest) for the duration of the loan. Our partner S-Money takes care of everything. Make sure your bank account is fully funded before each monthly withdrawal.
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