YFC FINANCE is a company based in Moselle and created in 2015 . It is a brokerage firm specializing in factoring and credit insurance affiliated to the Solutions Finance network, which itself specializes in financing professional equipment.
The company is asking whimblegardens.co.uk lenders for up to 40K € in order to deal with cash flow discrepancies as well as to set up marketing actions and communication campaigns.
Why support us?
The company has shown growing activity and satisfactory profitability over the past few years.
Growth in the level of activity of 31.7% between 2017 and 2018 to reach € 241,000.
External charges are well controlled.
Increase in personnel costs which explains the drop in profitability. The gross operating surplus came to 43K €, i.e. 17.8% of turnover against 51K € in 2017, or 27.9% of turnover.
Correctly capitalized structure with an equity / total balance sheet ratio of 26.7%.
The structure is debt free. The profitability allows us to cover our loan annuity.
Absence of trade receivables which allows to have a comfortable cash flow of 56K € at closing.